PayDay Loans in USA
– Are you tired of knocking on the bank’s door asking for money?
– Have no time collecting countless number of papers?
– Don’t want to worry for days whether they will approve you or not?
Our mission is to provide every client in need with a fast loan of up to $1000. Easy payback scheme and reasonable fees guaranteed.
Then you found a right place! Welcome to the club of – getting a loan has never been so easy.
Do you have a family emergency and need money fast? Your air conditioner broke in the middle of the hottest week of the year? Did you forget to buy your wife an anniversary present and now need a little more money till the next pay check arrives?
Welcome to the concept of PayDay Loans.
We all have been there. Our current consumption system is so chaotic. Even having a good income, it’s so hard to plan your budget long-term with all these marketing tricks around us. An average American makes enough to buy an iPhone every month, yet when the salary arrives and you pay all the bills… your bank account is left there almost empty waiting for the next pay.
That’s why many Americans are looking for a quick cash loan on flexible terms – that would be easy to get, deposited into your bank account right away and then paid off hassle-free.
We understand your need and know exactly what you are looking for. Let our financial managers pick the most suitable loan option for you!
So what is a payday loan exactly?
Payday loan means that the repayments of the loan are scheduled to coincide with your salary date. It means you will never be able to forget about the repayment date! The application process for the payday loan is done online and the qualifying requirements are very accommodating, so that almost anyone in need can obtain the loan.
BANKS LOAN vs PRIVATE LENDERS
Banks are the big fish in the sea of financial services. Our society should be grateful that banks introduced concept of giving money for use at a certain cost to every household. This is great for the economy and individual’s financial freedom. Nowadays the range of their services go beyond standard mortgages, car loans and consumer credits.
With the service being so popular, many smaller players appeared on the financial market – private lenders companies. Such enterprises are also willing to lend money to private entities at certain cost, and dealing with them has its ups and downs. Due to their relatively modest size, they offer much smaller amounts than the banks, but at the same time they are able to offer their clients fast decision rates and personal approach. They take time to get to know not only your bank statements, but also your needs, and come up with a payback scheme that is most convenient for the borrower.
Private direct lenders are a good choice if you:
- Are looking for a modest amount of money ($1000 on average, but not more than $2000);
- Need money here and now. Who wants to spend days on collecting papers when you only need $400;
- Want to be sure you can afford it and looking for the most favourable conditions;
- Have been turned down by the bank before;
No more spending hours in line in the bank – just tell us the amount you need and submit your online banking statements! We will choose the most appropriate loan for you.
Network of Partners
We are committed to deliver the best financial service to you. In order to do so we work with a number of private loan companies that offer the best conditions on the market.
Here’s a quick overview of our lenders:
Why apply for a private loan?
Of course, asking for money from such a well-known and reputable establishments as banks seems like a “safe” option. Yet so many people can’t get a loan at the bank for various reasons:
- You happened to mess up your credit history.
If you ever obtained a bank loan and had problems with its repayment – most likely the door is now closed for you. At least for some time.
- You already have a bank loan.
Another thing about banks – they are very careful with their risks and won’t take a chance to give you more money until you return what you’ve already received.
- You can’t provide bulletproof income statements.
Sometimes the papers you have are simply not enough. The banks aren’t willing to look beyond the standard requirements. Flexibility is just not their second name.
- You aren’t registered in the area where you apply for a loan.
People are social creatures – we move, we share, we change place of living and our jobs. But banks seem to have a difficult time adjusting to that.
Apply for a private payday loan and get approved!
So if you happened to see yourself in one of the situation above – don’t despair! At PayDay Loans USA we have a team of real human beings working to really get to know your needs and particular situation.
We understand that you need extra cash to purchase something very important or to be able to go on that trip you always dreamt of. Out staff will go that extra mile to find a private loan company that will lend you money.
Don’t waste time camping out on the bank’s doorsteps. Apply now and get the money in your bank account tomorrow or even today!
How to apply for a payday loan?
Applying process is fast and easy.
Step one: Decide how much money you need
Step two: Fill in the application form
Step three: Upload your bank statements
Step four: Receive an approval confirmation within hours
Step five: The money is in your bank account
What are the conditions of the payday loan?
Every lender has its own terms and conditions, which you can find more in detail on the “Reviews” page.
In general the rules are the following:
- You are free to choose the time period for the loan.
- The maximum amount you can borrow is $2025.
- The approval process takes no more than a day (provided you submitted your application by noon local time).
- All the process is fully automated and is done online. You can apply for a loan any day, any time.
- We don’t require fax, scan or original documents to be mailed to us.
- All your personal data is 100% safe and secure.
Remember: You are protected by the US regulation on payday loans
USA has very strict and specific regulations concerning payday lending fees which practically all of your partner-companies follow.
Loan amount: up to $2000
Possible loan term: from 16 days to 12 months
Establishments fee: no more than 20% of the loan amount
Monthly fee: no more than 4%